Enterprise Risk Solutions

Weather The Storm With Confidence

In the ever-changing landscape of business, where unforeseen challenges lurk around every corner, SRA offers a beacon of stability with our specialized 831(b) risk mitigation plans. An 831(b) Plan, also referred to as captive or microcaptive insurance, is designed to help business owners mitigate under or uninsured risks with tax-deferred funds.


Self-Insuring Risk

Understanding 831(b) Plans

Filling The Gaps of Traditional Insurance 

Why Choose SRA's 831(b) Admin

Diversify Your Safety Nets

With economic fluctuations and unforeseen events such as pandemics becoming the new norm, it's critical to prepare for the unexpected. Our 831(b) Plans offer widespread coverage, ensuring that a business remains resilient in the face of challenges that conventional insurance might miss.

Empowerment Through Knowledge

We believe in empowering business owners and their trusted advisors. By educating you about the benefits and intricacies of the 831(b) tax code, we help businesses self-insure for the unexpected and thrive in any circumstance.

Proven Success, Tailored Flexibility

Leveraged by Fortune 500 companies and now accessible to smaller enterprises, our 831(b) Plans have a track record of success. We pride ourselves on customizing these plans to fit countless unique business needs, making SRA not just a service, but a partner in growth and suitability. 

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Enterprise-Level Risk

831(b) Plan Options

Small to middle-market businesses are the backbone of the American economy. Understanding the unique risks these businesses take, SRA steps in to offer a lifeline. From healthcare to manufacturing to professional services and more, SRA 831(b) Plans provide peace of mind, ensuring entrepreneurs have the support they need to not only survive but even thrive amidst the uncertainties of the market. Learn more about some of our most popular 831(b) Plans below.

Brand Protection

Our Brand Protection coverage helps you manage the costs of reputational risks, from PR efforts to legal fees, so you can protect your image and continue building your business.

Key Employee Loss

Whether it's due to unexpected departure or disability, our Key Employee Loss coverage provides the financial support you need to recover, covering recruitment, training, and potential revenue loss.

Data Breach

Protect sensitive data with coverage that handles recovery expenses, legal fees, and notification costs. Secure your business from cyber threats and stay ahead of the game with a proactive approach to data protection.

Business Interruption

Business Interruption coverage ensures you’re not left struggling to cover expenses like payroll and rent during downtime. With this protection, you can maintain stability, support your team, and focus on getting back to business as usual.

Contract Default

Contract Default coverage safeguards your revenue by providing financial protection when clients fail to meet their contractual obligations.

Political Risk

From global disruptions to pandemic shut downs. A Political Risk Policy protects against the hazard that a government, foreign or domestic, will take some action that cause the insured to experience an unforeseen financial loss.

How it works

Request Industry Specific Case Studies

See how innovative business owners across various industries are using SRA solutions to safeguard their companies. Request our industry-specific case studies and gain insights from real-world examples that show how our clients have tackled unique challenges and strengthened their resilience. Turn risk management into a profit center-fill out the form to receive case studies tailored to your industry.

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